At Tradewinds Eye Care, we accept both Medical Insurance and Vision Discount Plans:
Vision benefits are differentiated into two categories: medical insurance through your major medical carrier and vision discount plans. Vision discount plans provide discounts towards annual routine eye exams, frames, lenses, and contact lenses. Some of these plans may cover in part or in full, the cost of a contact lens evaluation, which is necessary every year if you choose to wear contact lenses. Vision discount plans are not designed to cover any medical conditions affecting the sight of the eye. This can be anything from dry eyes to sight-threatening eye diseases (diabetes, glaucoma, cataracts, etc).
Medical insurance protects one against financial losses due to unexpected eye injuries and/or disease(s). In the event the doctor uncovers a medical issue at the root of the vision problem, please be aware vision benefits do not cover continuing care. Depending on the medical insurance, the medical claim may have a increased co-pay, co-insurance, and/or deductible. Please be aware of your vision and medical benefits with your insurance company.
Medical insurance may provide coverage towards a routine eye exam as well. In some cases, a vision discount plan may be offered through a 3rd party carrier (EyeMed, Superior, Community, VSP, ect). For example, many Blue Cross/Blue Shield policies offer an annual eye exam as part of the major medical plan, while other policies contract this coverage with a 3rd party vision vendor. We make every effort to verify your benefits before your exam. Please understand that we cannot obtain benefit information from plans we are not made aware of prior to your visit. Tradewinds Optometric Group will access a $35 fee to refile a claim with a vision discount plan after the date of service, if we are not informed of such plan beforehand.