Don’t worry, we get it. Sometimes you need (or simply want) a new pair of glasses, but you’re not comfortable paying for them upfront with a middle schooler in braces or a baby that keeps you knee deep in diapers. Juggling finances can be a struggle, especially duringCOVID times, but at Tradewinds we’re always looking for ways to make your life just a little bit easier. We are now excited to offerSunbit: a new, easy-to-manage financing program that allows customers to pay over 90 days with no interest. Unlike CareCredit, applications take less than 30 seconds and require nothing but a phone number, an e-mail address, and a soft credit check using a license. Unlike “hard credit checks,” soft checks have no effect on your credit score and are used to determine if you are eligible. Even better? Over 90% of people are approved, which is the highest number in the industry.
Are there any hidden costs and fees?
Nothing’s worse than signing up for a payment plan and then being hit with a bunch of fees that you didn’t see coming! Luckily, Sunbit is really straight forward with theirrates and terms so you know exactly what you’re getting yourself into. To summarize, a downpayment is required (once pre-approved, you’ll know the exact down payment amount for your purchase), loan amounts range from $60 to $6,000, and there are no application, origination, account opening, or pre-payment penalty fees. Once approved, customers are given fair rates and can choose from 3, 6, or 12-month flexible payment plans. Even if your financial circumstances change, it’s easy to adjust your payment options, view payment activity, or pay your balance off early. Sunbit is now available in over 3,700+ locations worldwide and it continues to rapidly expand as the number of merchants increases. This new point-of-sale (POS) technology makes it possible to offer customers all across the credit spectrum and helps finance people with poor credit history without incurring high fees.
So, do you have your eyes set on some designer frames? Does another member of your family need a new pair of glasses? Need a little assistance making a co-pay? Make an appointment today and we can help get you financed in less than a minute.